We understand that buying a property is one of the most significant financial decisions you'll ever make.
Whether you’re a first-time buyer, looking to upsize, or seeking an investment property, our team of local experts is here to guide you through every step of the process. From finding the perfect property to navigating the legal and financial aspects, we provide comprehensive support to ensure a smooth and successful purchase.
Why Buy with Angel Estates Ltd?
Local Expertise: Our team has extensive knowledge of the local property market, giving you access to the best properties and the latest market insights.
Personalised Service: We take the time to understand your needs and preferences, offering personalised advice and tailored property recommendations.
Comprehensive Support: From initial property search to completion, we provide support at every stage, ensuring a seamless buying experience.
Key Steps in the Property Buying Process
1. Determine Your Budget
Before you start your property search, it’s essential to determine your budget. Consider factors such as your savings, mortgage options, and additional costs like stamp duty, legal fees, and moving expenses. Our mortgage advisors can help you understand your borrowing options and find the best mortgage deal for your needs.
2. Start Your Property Search
Browse our extensive property listings to find homes that match your criteria. Use our advanced search tools to filter properties by location, price, size, and features. Register with us to receive alerts for new listings that meet your requirements.
3. Viewings
Once you’ve identified properties of interest, arrange viewings with our team. We recommend viewing multiple properties to get a good sense of what’s available and to compare options. Our agents will accompany you on viewings, providing insights and answering any questions you may have.
4. Make an Offer
When you find the right property, we’ll guide you through the process of making an offer. We’ll negotiate on your behalf to secure the best possible price and terms. Once your offer is accepted, the property will be taken off the market, and the legal process will begin.
5. Instruct a Solicitor
Engage a solicitor or conveyancer to handle the legal aspects of the purchase. They will conduct property searches, review contracts, and manage the transfer of ownership. We can recommend trusted legal professionals to ensure a smooth transaction.
6. Arrange a Survey
A property survey is essential to identify any potential issues with the property. There are different types of surveys, ranging from basic condition reports to detailed building surveys. We’ll help you choose the right survey for your property.
7. Finalize Your Mortgage
If you’re taking out a mortgage, you’ll need to finalize the details with your lender. This includes providing necessary documentation and completing any remaining checks. Our mortgage advisors can assist you with this process to ensure everything goes smoothly.
8. Exchange Contracts
Once all checks are complete, and both parties are satisfied, contracts will be exchanged. This legally binding step confirms the sale, and you’ll typically pay a deposit at this stage. Your solicitor will handle this process and ensure all legal requirements are met.
9. Completion
On completion day, the remaining balance of the purchase price is transferred, and ownership of the property is officially transferred to you. You’ll receive the keys and can move into your new home. Congratulations!
Additional Considerations
Stamp Duty: Ensure you understand the stamp duty rates and how much you’ll need to pay based on the property’s purchase price.
Legal Fees: Budget for legal fees, which cover your solicitor’s work in handling the property transaction.
Moving Costs: Factor in the costs of moving, including hiring a removal company and any necessary home improvements or furnishings.
Insurance: Arrange for home insurance to protect your new property from the moment you take ownership.